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A personal loan is money borrowed from a lender that can be used for nearly any purpose, including paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or vacation.
Loans can be obtained from online lenders, local banks and credit unions and the funds are provided in a lump sum. Once you receive the cash, you must make payments until the debt has been fully repaid.
One of the biggest benefits of personal loans versus credit cards is that they come with a fixed interest rate and repayment terms.
Loan amount
Up to $10,000
They offer simple steps to apply for loan:
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Complete their simple online form and see if you are connected with a lender.
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Compare your options and complete your loan process.
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Review other non-loan offers to see if any make sense for you.
For example of a cash loan APR range:
Borrow $2,000 for 12 months with a 19.9% representative APR and a monthly repayment of $183.63. Total repayment will be $2,203.56.
Loan amount
$1,000 to $35,000
PersonalLoans.com provides an easy and convenient way for consumers to be connected with a personal loan through their network of lenders and the other third-party lender networks they use.
Loan amount
Up to $10,000
Cash Advance® is committed to providing an easy and smooth service to their users. Their mission has never been to push a customer into a loan they don’t want, but to help them find a short-term loan offer in their time of financial need. In addition to traditional loans, some lending partners in their network may offer lines of credit.